The Insurance Services Office (ISO) gauges the capacity of a fire department to respond to a fire emergency. ISO gathers information about each community and analyzes the data. Based on the data, ISO assigns each community a Public Protection Classification (PPC) from 1 to 10. This classification is often referred to as the ISO Rating. Class 1 represents the best public protection and Class 10 is equivalent to no public protection. This rating may be used by your insurance company to determine your property insurance premium. A common ISO rating for an urban community is 3 to 7, and a rural community is 7 to 10.
There are two main factors that are used in determining your ISO Rating. Although there are many items that can lower your rating, ISO will generally disregard other factors until these two are met:
Your property located within 5 driving miles of a fire station.
A municiple fire hydrant within 1000 feet of your property.
The chart below will help you determine the ISO Rating for your property. Feel free to contact us if you should have additional questions about ISO.
With a Fire Hydrant*
Without a Fire Hydrant
Village of Eagle
*With a Fire Hydrant is property located within 1000 feet of a fire hydrant (Lansing Board of Water and Light, or the city of Grand Ledge)
Site designed and managed by Looking Glass Fire. Make comments, suggestions, or report technical difficulties here.